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Chicago Personal Injury Lawyer | Panio Law Offices

Uninsured and Under-insured Motorist Issues

Automobile accidents cause an unbelievable amount of distress for a driver and when you’re the victim of a car accident and the responsible party is without adequate car insurance, recovering damages can be a daunting task.

Should the responsible party be insured yet lack the appropriate amount of insurance to compensate you for damages in your case, they are deemed under-insured. When it can be demonstrated that the under-insured driver is responsible for damages and injuries, the claimant typically files a claim against that party’s insurance for the maximum allowable amount. The balance is then typically sought from the victim’s own insurer if they have uninsured/under-insured motorist coverage.

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