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Chicago Personal Injury Lawyer | Panio Law Offices

Workers’ Compensation: Eligibility

Workers' compensation is an insurance program mandated by the state to provide compensation to employers who suffer in jury as a result of work. This no-fault system (providing benefits without proving liability) pays eligible workers for medical coats and lost wages. As a result, the employee cannot sue the employer. (There are a few exceptions to this rule.)

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Workers’ Compensation: Denials

When a worker is injured on the job and the injury is work-related, its very possible they have a valid claim for workers' compensation benefits. Each state's workers' compensation system reviews claims and provides benefits to ensure that workers are covered in at least a limited way for injuries and employers aren't sued every time a worker is indeed injured.

Most employers are required to carry workers' compensation insurance. But that doesn't mean that every workers' compensation claim is a slam dunk. There are many reasons why a claim may be denied. If you are injured on the job, you should always keep in mind the following so that your claim may receive the consideration it merits.

Below are some common reasons workers' compensation claims may be denied:

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Workers’ Compensation: Self Injury on the Job

State workers' compensation systems are in place to ensure benefits for employees that have been injured on the job or "in the course of employment." And filing a claim can be difficult to navigate due to the vast number of ways employees can be injured in the workplace.

Many times we think of the common worker's compensation claim as resulting from a slip and fall or machine operation accident on the job, but the truth is that there are many instances where workers' compensation claims arise from self-injury.

Individuals who injure themselves on the job quite often find themselves eligible for workers' compensation benefits. And that is because by and large, from the employee's standpoint, the worker's comp system is a no-fault system.  Employees who are partially at fault, whether due to neglect or impairment have found claims granted nationwide.

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Construction Accidents: Types of Injuries

The field of construction involves some of the most dangerous kind of work you will find in the US workplace. The Bureau of Labor Statistics reported 775 fatal work injuries in the private construction sector in 2012, which represents a 5 percent increase from 2011. Construction work fatalities account for 17.6 percent of the 4,383 workplace fatalities across the private sector in 2012.

These numbers reflect the incredibly high level of risk construction worksites pose. And because of that unusually high level of risk, developers and construction firms bare a high level of responsibility to maintain their sites with the highest possible safety standards.
These are among the most common types of injuries suffered on construction sites.

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